(Pro 8:32 KJV) Now therefore hearken unto me, O ye children: for blessed are they that keep my ways.
What a simple statement. Obedience makes you “blessed” (835). It would be logical to accept that the inverse also applies. If you do not “keep” (8104) God’s commandments there will be “Hell to pay.”
Christians are saved and live under grace and by faith. That is a given. At the same time obedience is not an option. However you work it out, in whatever way you want to understand it, we are expected to live righteous lives. We are earning nothing. You don’t make yourself healthy by washing your hands, you avoid disease.
So? Don’t fall into theological traps or rationalizations. Live an upright life. It makes a difference.