I do not understand jewelry or why it attracts people. Being raised in a church that had a tendency toward legalism I had early training that jewelry was evil and a sign of worldliness. Paul would be quoted,
(1 Timothy 2:9 KJV) In like manner also, that women adorn themselves in modest apparel, with shamefacedness and sobriety; not with broided hair, or gold, or pearls, or costly array;The principle is obviously not about gold and pearls but about the attitude we have toward them.
I especially like the side notes in my NASB. It says this can also mean “nose rings.” A better example of this is in the recruiting of Rebekah as a bride for Isaac.
(Genesis 24:47 KJV) And I asked her, and said, Whose daughter art thou? And she said, The daughter of Bethuel, Nahor's son, whom Milcah bare unto him: and I put the earring upon her face, and the bracelets upon her hands.If we took this seriously we would expect every bride to receive a nose ring.
So? This is an area where I must work at not judging. If rings and necklaces rock your world and don’t distract you from serving Jesus, then adorn your body to match your soul. I imagine you have the same hangup about my golf clubs.