An Idea Borrowed

Years ago on a radio program someone shared that they read a chapter in Proverbs every day. Since there are 31 chapters and the longest month has 31 days it allows you to read through Proverbs on a regular basis. I use it as the launch pad for my personal worship time and branch out from there. On this blog I will try to share some of the insights I have in the Word. I will try to organize them in the archive by reference.

Tuesday, December 20, 2011

Loan Minnows

(Proverbs 20:16 KJV)  Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.

Jesus told us to loan and give.  This is generosity and sharing in action.  We see someone in need, we reach out to meet that need.  This was much more clear in those days.  They did not have food stamps, WIC or EBT.  Famine was a constant fear.  Crops failed.  The fact that it is harder to tell who is in real need does not release us from the responsibility. 

This is not the same thing as standing as “surety” (6148) for someone.  That is repeatedly condemned.  Here the warning is about a “stranger” (2114a).  When you stand surety for someone it means that they are not qualified to borrow.  In modern terms we would say that they have a poor credit rating.  They want something they cannot afford.  We are not to guarantee payment. 

Understand the difference.  One is to meet needs.  The other is to satisfy wants.

So?  Yes, you can co-sign on your child’s first small loan to get them started.  No, you cannot co-sign for the cool little hybrid he wants to drive while he is in college.  Let’s get a little discernment here.


buddeshepherd said...

That is an interesting perspective. I never thought of it that way before!

Pumice said...

My son and I always had a mantra as he was growing into a computer geek. "Is it a need or a want?" We always seemed to have different definitions of the words.

Grace and peace.